Policy

The rules of the game—and the attitudes of the players—have an enormous effect on community development work at all levels. Here we look at some of the conversations about how to shift that policy for the better.

New Math for a New (We Hope) Era

Long, long ago, children, in 1981, Ronald Reagan became President of the United States and expanded the military budget by 43 percent over what...

Actually United States

Americans are a people hopelessly divided by culture wars and fundamental disagreements about the role and appropriate size of government....
The spires and statue atop an old bank building.

The Community Reinvestment Act at 40: A Careful Review of the Reviews

A review of HUD's Cityscape issue, which is devoted to reviews and studies of the Community Reinvestment Act at its 40th anniversary.

The Continued Importance of Fair Lending in the Age of Obama

Housing discrimination continues to plague the market, as does the myth that the housing crisis resulted from extending homeownership and home mortgage credit to historically underserved groups: minority families. Even with the Obama administration's Homeowner Affordability and Stability Plan and, within that, the Making Home Affordable program, minority groups continue to suffer ongoing discrimination and fair housing violations.

Commission Says End Fannie and Freddie, Make a Public Guarantor

The Bipartisan Policy Center's Housing Commission released its report, Housing America's Future, on housing policy this morning. ...
Chairs around a board room table

The Silent Expansion of Fiscal Control Boards in the U.S.

The power and process of boards that take control of a city or territory's finances is becoming more generalized, although they affect local democracy, impose austerity measures without controls, and lack mechanisms to evaluate their efficiency.

New York’s Property-Tax Cap: Pitting Homeowners against Children

A New York State commission established by Governor Eliot Spitzer recently recommended ways to lower property taxes, which are putting a world of hurt...

Nicolas P. Retsinas

Nicolas P. Retsinas, a senior lecturer in real estate at the Harvard Business School and director emeritus of Harvard's Joint Center for Housing Studies, talks with Shelterforce about his long service in the housing field.

Instead of Blaming FEMA, We Need a National Safety Net

As the water rose in his Cedar Rapids home, Frank refused to leave, even when a FEMA boat pulled up to his porch. FEMA...

Transit-Oriented Preservation

Affordable housing already exists near transit, but without action it will be lost.

Study: NJ Land-Use Patterns Increase Exclusionary Zoning and Sprawl

All too often, we hear how sprawl development continues to eat up the last remaining open spaces across New Jersey,...

How to Make Housing Affordable for All the Working Poor

The headlines tell the story: “Half of all renters can’t afford the rent.” “Renters, get ready to take it...
View of a Chicago neighborhood and the city skyline

Under Fire, Aldermanic Prerogative Is Turned to Democratic Ends

Long used to maintain segregationist and discriminatory policy, aldermanic prerogative is now being wielded in a more inclusive way.
Two children, one wearing a blue shirt and other a pink shirt, play in the sand on a beach.

California’s New Environmental Movement

How communities of color, using health and jobs as rallying cries, took on Big Oil -- and won!

Toxic Assets: The Diagnosis Comes Too Late for Foreclosed Homeowners

From AFP today: The 700-billion dollar Wall Street bailout plan, put together last week by the U.S. administration, would allow the U.S .Treasury to sell...

Community Organizing: The Sequel

Election Day’s over, we’ve already blown past “Yes We Can!” to “Yes We Did!” Now we’re on to watching President-elect Barack Obama’s transition team and...

Housing the Political Agenda

It's official, at least it is to you. In order to get housing on the agenda this election cycle,...

GOP Tax Plan Takes Mortgage Interest Deduction Unfairness Off the Charts

Let's raise the standard deduction and lower tax rates to give everyone a tax cut! It should not surprise you that since this is a...

Obama Talks Up Metropolitanism

Metropolitanism, or regionalism, was back in the news this morning as Barack Obama trumpeted the concept at the annual meeting of the U.S. Conference...

CFPB: Government for the People

Those of us who work in regulated industries, such as banking institutions and credit unions, often succumb to the temptation to see government regulators...