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Organizing
Community development relies on policies, resources, and recognition that were won by decades of organizing—and organizing remains essential to face new threats, preserve existing wins, and continue to fight back against the big lie that the way things are is inevitable.
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A Catalyst for Change in Oakland: Annette Miller
Community organizer Annette Miller has turned personal tragedy into a force for good. This video is part of Shelterforce’s Women of Color on the Front Lines series.
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Making a Success of Local Hire
Local hire policies are among the strongest strategies for bringing good job opportunities to disadvantaged communities, but adding more provisions to specifically target those with the most barriers to employment can make local hiring practices even more effective.
Making Community Benefits Agreements Count
CBAs can be extremely difficult to implement and enforce, which is why a detailed agreement in the early stages of the community-developer relationship is so important.
A Strong Rule and Reforms Are Needed to Combat Payday Loans
Something astonishing happened when the Consumer Financial Protection Bureau (CFPB) asked the public for comments on its proposed rule to curb high-cost and abusive payday loans: the CFPB received 1 […]
Gramm Wrong, Again, on CRA
In an effort to undercut future public investment in the nation’s infrastructure, Phil Gramm, former chair of the Senate Banking Committee and currently with the Swiss bank UBS, once again […]
Tweaks to CRA Q&A Document Miss the Larger Picture
During the dog days of summer this July, the federal bank agencies decided to quietly bunt instead of swing for the fences when it came to the Community Reinvestment Act […]
Our Denial and Inaction On the Issue of Lead
How far does the Environmental Protection Agency's (EPA) denial about leaded drinking water go? This week, I was having tea with a friend who had been an intern at the […]
It’s Time to Talk about Cops
I don't need to revisit the hundreds of police killings around this country over the past few years (not to mention the dozens of recorded encounters) to know that we […]
Getting New Jersey to Divest from Payday Lending
NJ Citizen Action says having a state pension fund invested, even indirectly, in a form of lending illegal in the state cannot stand.
The Romance and Reality of the New Financial Technology (Fintech) Companies
Technology is enticing. It’s fun. It can make life easier. With a click of a button, consumers can purchase items instantaneously and have them delivered within hours to their doorstep. […]
To Reduce Recidivism Rates, Turn to Housing Policy
A couple months ago here on Rooflines, I wrote about the value of addressing housing challenges that many former prisoners face upon release. Back then, it seemed that Congress might […]
Out of Reach 2016: Much More than Bad News
“A worker earning the federal minimum wage of $7.25 per hour would need to work 2.8 full time jobs, or approximately 112 hours per week for all 52 weeks of […]
Imagine if Banks Had a Rating Showing Compliance with Consumer Law?
When consumers shop for new cars or other major products, they often like to consult with Consumer Reports or some other resource that rates companies selling the products. Imagine if […]