An image that says "Stop Gentrification in Pilsen."

Thrown into the Mix

“Mixed income” is the hot phrase in housing developments and neighborhoods across the country these days. It is the bedrock of the Hope VI plan...
CRA oped

Protecting the Community Reinvestment Act Is an Investment in Economic Justice

The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation just released a set of proposed rules for the Community Reinvestment Act that threaten the very heart of the law.
a street sign saying a neighborhood watch program is in force

Collective Empowerment or an Invitation to Vigilantes?

Jeremy Liu's post on combining “proactive” and “protective” services to both give people a greater sense of agency and help control costs for municipal...
A group of people stand in a line outside a building a court building. In the foreground Black man with a white beard in a black jacket and cap holds a sign a sign reading "Shut down housing court until coronavirus is past."

An Eviction Moratorium Is Not Enough—Suspend Rent

What will people do when they’re expected to pay back rent after the crisis is over? Eviction moratoriums are not enough to prevent a homelessness crisis.

Better Business, Better Food…Better Community?

At a grand opening for a new retail market operated by a farm family, celebrants posed for a group photo on the sidewalk and...
AAPI community meeting

Anti-Displacement Organizing Should Start Here

Organizing in AAPI communities has challenges, but their location and composition make them key in the fight against gentrification. Here's why.

Banks Can Earn CRA Credit for COVID Response—But Who’s Benefiting?

All banking activities, regardless of whether they benefit middle- and upper-income or low- and moderate-income people and communities, could count in the next round of CRA exams. This would further disadvantage communities that are already disproportionately impacted by the pandemic.
A black and white photograph from 1942 of a sign that read "We want white tenants in our white community."

Just as I Suspected, Paying Rent Is Racist

Every month millions of Black Americans hand over half of our livelihood to the descendants of those who forcefully brought our ancestors here to work for free. Essentially, America is in the business of charging its captives rent.

Lessons from Post 9/11 America for a Post-COVID Society

A post-COVID society can look different from post 9/11 America if we reject racism, focus on the most vulnerable communities, and balance rapid response with long-term strategies that tackle systemic disparities.
homeowners_foreclosure sign

Implement A Market-Wide Program for Post-COVID-19 Homeowner Relief—Immediately

We have learned how to successfully provide broad-based mortgage payment relief to millions of American households in need. There’s nothing to stop us this time around from doing it right.

Transportation and Fair Housing Part 1: We Need a Better Measure of Opportunity

Factoring in costs that tend to be lower in urban high-poverty neighborhoods, but not costs that tend to be higher there makes the H+T Index unsuitable as a tool for locating low-income housing.
gap in book stacks

The Coronavirus Will Explode Achievement Gaps in Education

The achievement gap between low-income and other children is already equivalent to at least two years of schooling. Might the coronavirus shutdown expand that by another half year?
A group of people gather outside an apartment complex to discuss community land trusts.

Are We Diluting the Mission of Community Land Trusts?

CLTs’ dependence on external grant funding to acquire land and maintain their operations make them particularly susceptible to mission drift. Coming in with this knowledge, organizers may still be able to use the tool adequately or opt for other collective land ownership strategy.
Martin Luther King Jr.

Some Thoughts On This Martin Luther King Jr. Day

On this Martin Luther King Jr. Day, as one of the lucky ones who actually had the day off to reflect on this great...
YIMBY Action members chant over activists of color during an counter protest in California.

YIMBY, White Privilege, and the Soul of Our Cities

A common narrative being promoted about why there is a housing crisis ignores history and serves to assuage new residents’ guilty feelings. But we can craft a new narrative together.

Two Americas On Display: DC & Las Vegas

I was struck by two hugely contrasting stories in Sunday’s Real Estate section of The Washington Post. If you want evidence that John Edwards’s...
Blacksmith hammering iron on anvil

Housers: Now Is the Time to Buy Land

The coronavirus did not end the urban affordability crisis. To the contrary, it is only a matter of time before urban America’s restaurants, bars,...
redlining map and racial equity

Redlining Would Be Relegalized by CRA Reform Proposal

In an attempt to make compliance easier for banks, regulators are proposing to incentivize the very thing the Community Reinvestment Act was written to fight.
fair housing wrecking ball

Affirmatively Dismantling Fair Housing

HUD has proposed a new rule that would make it more difficult to combat racial segregation in housing. The rule doesn't even mention segregation.
exterior view of Ben's Chili Bowl in Washington, D.C.

To The New First Family: Welcome To My Hometown

What an exciting time to be a D.C. resident. In this historic and wonderful week, the Obamas are moving not only to a new job...