Housing

Housing matters. A stable, quality, affordable home is a foundation for so many other parts of life. How do we bring it in reach for everyone?

Subprime’s Footprint

While immediate steps are necessary to stem foreclosures, a comprehensive solution requires a broader brush.

Stewardship Works

Community land trusts succeed in curing delinquencies and preventing foreclosures, and the numbers show it.

Interview with Sister Lillian Murphy, CEO of Mercy Housing

For Sister Lillian Murphy of Mercy Housing, your mission must not be an excuse to make bad business decisions.

Housing Beyond the Nuclear Family

As multigenerational households increase, some community groups are rethinking how to design homes and developments to bring generations together.

Follow your counter-intuition?

Builders have not responded as aggressively as they have in the past. There hasn’t been the oversupply that is typical in this kind of cycle. We’ve come a long way from Dennis Capozza’s...

Alaska’s Pebble Mine Vote the Same Old Catch-22: Jobs or Environment

Much attention has been on Alaska politics lately thanks to John McCain’s choice of Gov. Sarah Palin as his vice presidential running mate, not to mention Sen. Ted Stevens’ resounding victory in the Republican...

New Regulations for Loan Modification and Refinance

According to the Treasury, as many as six million families are expected to face foreclosure in the next several years, with millions more struggling to stay current on their payments, and with Friday’s news...

“Top Of The Pecking Order” for Housing Bubble Blowups

The New York Times has a pretty good rundown of all the players involved in the collapse of the sale of New York City’s Cooper Village and Stuyvesant Town apartment complexes, replete with this...

What are your thoughts on proposed changes to HARP to help out underwater borrowers?

Last week, we asked readers “What are your thoughts on proposed changes to HARP to help out underwater borrowers?” Here’s how you responded: You said: “While it is a good program to help reduce mortgage payments...

Mortgage Task Force Moves Quickly as AG Settlement Resurfaces

Eleven financial institutions have been subpoenaed by a new mortgage investigative unit assembled to examine fraud related to mortgage originations and securitizations. The unit was mentioned as part of President...

How Are the AG Settlement Funds Being Used?

Enterprise Community Partners has issued a new report on what all 50 states are doing with funds received from the national mortgage settlement. It's a comprehensive filing, but acknowledges that while some...

Can These Neighborhoods Be Saved? More Thoughts from Detroit

In my last post, I described the picture in what I call Detroit’s ‘middle-ground’ neighborhoods. In recent decades, those neighborhoods, mainly single family homes, have housed the city’s solid working class and middle class...

“Move.” Governor Jerry Brown’s Troubling View of Affordable Housing

California Governor Jerry Brown is known for expressing ideas outside the standard political box. But in the case of California’s affordable housing crisis, Brown displays a fundamental misunderstanding of the...

Rep. Watt Can Save the American Dream

Change is coming to the most important government agency, one that most Americans have never heard of. For many months, a broad coalition of housing, consumer protection, and civil rights...

Eminent Domain to Save Homes?

They're back. Mortgage Resolution Partners has joined with another California city, Richmond this time, pushing a plan to use eminent domain to save homeowners who have underwater...

Another Way to Invest in Mobile Home Parks

In recent weeks, a number of major publications have published articles about manufactured housing communities as investments for wealthy people. To summarize them in a sentence: manufactured home communities...

The Dangerous Rhetoric of Escaping to Opportunity

At the Philly Federal Reserve conference last spring, in the “Future of CDCs“ discussion our own Harold Simon moderated, Joe Kriesberg, director of the Massachusetts Association of Community Development Corporations, said something that really...

Leveling the Information Playing Field Between Advocates and Developers

Inclusionary housing has been around for decades. It encompasses a range of policies that call on developers to contribute toward creating affordable homes, either within their new developments, offsite,...

A Reality Check for Housing Affordability Advocates

The State of the Nation's Housing 2005 report shows that middle-income families are beginning to face the kinds of housing cost burden issues only the poor used to have.

Cooper Village & Stuyvesant Town: Can’t Quite Walk Away

When Tishman Speyer Properities and Blackrock announced a few weeks back that they would default on their $3 billion mortgage loan, it looked as though the principal owners of New York City’s sprawling, 11,000-unit...

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