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Housing
Housing matters. A stable, quality, affordable home is a foundation for so many other parts of life. How do we bring it in reach for everyone?
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Targeting First-Generation Homebuyers Is a Great Way to Direct Downpayment Assistance—And It Could Be Better
The proposed program could shrink the racial homeownership gap while serving a wide cross-section of people. But it only addresses some of the results of past discrimination.
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How to Reform the Low-Income Housing Tax Credit Program
Housing and policy experts agree that LIHTC has successfully increased the supply of affordable housing. But they also believe there’s room for improvement.
Can Residents Get More Out of Tax Credit Housing?
Arrangements in which LIHTC tenants share in the development’s financial benefits, or become partial or full owners, are rare—but some properties have pulled them off. This scan of several examples shows the possibilities—and the conditions needed for them to succeed.
Memphis Is Shrinking. Here’s Why We Need to Change That
Memphis is struggling with a dwindling population, driven in part by a high crime rate and disinvestment in low-income areas of the city. What are local organizations doing to turn this around?
How Are LIHTC Rules Enforced—And How Well?
LIHTC developers must follow strict affordability rules—and fulfill other promises—for at least 30 years. While industry insiders insist compliance rates are high, tenant advocates say noncompliance is a real problem.
LIHTC: How It Started, How It’s Going
The Low-Income Housing Tax Credit was created in a moment when other real estate tax preferences were going away—but at the time, no one expected it to grow into the main source of affordable housing finance in the country.
Meet Me at the Intersection of Housing, with Guest Dawn Kelly
Dawn Kelly, founder of the New York-based healthy food and beverage restaurant The Nourish Spot, chats with Shelterforce’s Schlonn Hawkins about the connection between entrepreneurship, housing, building communities, and more.
How Organizers in Rio’s Favelas Are Harnessing Solar Energy
Neighborhoods on the outskirts of Rio de Janeiro face a multitude of challenges, including social and racial inequity, and a lack of public services. This organization is hoping to prove that solar energy can benefit neighborhoods, lower electric bills, and provide jobs.
Western States Look to These Lands for New Affordable Housing
In several western states, state-owned trust lands were created to support schools and other community benefits.
Cellphones Are a Lifeline for Unhoused People—But Barriers Abound
A lack of internet access and charging stations makes it challenging for unhoused folks to maintain a working cellphone, posing a threat to their safety and ability to follow up with service providers or connect with employers.
A COVID Upside: It Pushed Organizations to Do Better
During the pandemic, community development organizations had to work double-time to adapt to residents’ needs. For some, that work yielded important lessons about better helping their communities, permanently.
Tenant Protections Undone: How Florida Organizers Are Moving Forward
Gov. Ron DeSantis signed a bill that overrode dozens of local tenant protection laws won there in recent years. How are housing organizers in Florida fighting back? And what can other organizers do if they live in a state that is hostile to tenant protections?
Supreme Court Decision: Good for Homeowners, Bad for Land Banks?
A SCOTUS ruling that protects a homeowner’s equity may end up benefiting speculators and hurting land banks.