Financial Well-Being

“Income is how you get out of poverty; assets are how you stay out.” How do we build policies, programs, and products that reduce systematic inequality and advance financial security for all?

Does the Current Reliance on Credit Scores Deny Deserving Applicants?

Last week, we asked readers if credit scores were too much of a driver in home loan approval. You answered overwhelmingly that yes, credit...

Disappearing Act

Facing financial difficulties as new technology takes customers away, the United States Postal Service reviewed 3,300 branches to find those that could be deemed disposable. In low-income communities, just how disposable are the final 162?

CRA Modernization:  A Critical Moment for Underserved Neighborhoods

The Community Reinvestment Act and the Consumer Financial Protection Agency Act hold great promise for the creation of a more financially inclusive nation, but both depend on critical "moments in time" in Congress that will determine whether they become good laws or are weakened beyond recognition

Food Banks: Another Crisis Casualty?

Last week, when a prominent and long-standing central New Jersey soup kitchen went to the newspapers as a last resort to inform the public...

Discouraging the Voter

We’ve seen it before, and we’ll see it again, but, in Michigan—which is shaping up to be a crucial swing state in the presidential...
panoramic view of Pittsburgh

Border Patrol

The U.S. Census Bureau recently released Income, Earnings, and Poverty Data from the 2007 American Community Survey, and with it announced a new class...

Almost Home

Shortly after her 18th birthday, Cindy (not her real name) left her group home in the Bronx to live with her mother. Although under...

The Reports are In: Homeownership Rising, Renters Suffering, Income Gaps Growing

City Life, Homeownership, and the American Dream Americans' impressions of cities are improving, according to Fannie Mae's 1997 National Housing Survey, City Life, Homeownership, and...