Two employees of Grace Federal Solutions in North Carolina, an African-American man and woman, chat in the hallway of their offices. The company secured a loan from a CDFI.

CDFIs Led By People of Color Face Financial Disparities Too

A lack of access to capital, capacity-building resources, and technical assistance significantly constrains the ability of CDFIs led by people of color to achieve greater impact.

Housing the Working Poor

What big ideas should housing activists put forward to the next president and Congress? Assuming that a Democrat wins the White House and that the Democrats hold onto or even expand their majority in Congress, housing advocates have an opening to promote a progressive agenda. Are we ready?

Can Lease-Purchase Save Us?

As developers struggle to find buyers for rehabbed affordable homes, many are looking to a lease-purchase model to expand the pool of potential owners. But lease-purchase is far more complicated than just an end-run around the credit crunch.

We Should Be Working Less

Changing our assumptions about what constitutes "normal" full time work could help address all sorts of social problems, from unemployment to civic disengagement.

Immigrant Integration Services Must Aim to Build Assets

Financial coaching and small business development services should be right up there next to learning English.

Creating an Economic Development Policy Infrastructure

The last dozen years have witnessed the emergence of Community Development Corporations (CDCs) as leading developers of affordable housing in severely distressed urban and...

The (Not So) Sudden Push Against New Jersey’s Fair Share Affordable Housing Policy

Pressure has been building for a long time against the red tape and inflexibility of the agency that implements New Jersey’s landmark fair share housing policy. Can the spirit of Mount Laurel survive the backlash against the details?
A four story building on the left, an empty street on the right.

Growing a Stronger Nonprofit Housing Sector

High-capacity nonprofit housing enterprises that can achieve efficiencies of scale have an important role to play in addressing the affordable housing crisis and policy makers should help them do so.
Navy veteran Mark Hudgins, a white man in a black knit hat with a white beard and a red shirt with a white feather print looks at the camera, standing outside.

Salt Lake City Walks the Collaboration Talk to Serve Vets

When Salt Lake City committed to ending veteran homelessness, its agencies had to be willing to change and work together in ways that weren’t always easy—but were always worth it.

Organizing and the Community Land Trust Model

What happens when organizers win a campaign for community control of land? That depends a lot on the choices they make about how to exercise that control.

The Fight for Full-Time Work in San Jose

Unpredictable hours lead to unpredictable cash flow, which is a barrier to budgeting and saving. One response to this, the Opportunity to Work Initiative, would require that San Jose employers give more hours to part-time employees before hiring new staff.

Have Community, Will Travel

Ethnic-based community development corporations reflect the changing face of contemporary America.

Dragged Down by Regs

For an "emergency" measure, NSP came so loaded with ever-shifting regulations and restrictions it was hard to get any money out the door. It's getting better, but more could be done.

Keeping the Jobs in House

Humboldt Construction Company, a subsidiary of a Chicago CDC, has been providing local employment for over 30 years. But it hasn't been easy.
Two woman hold a sign that reads, "Pedagogy of the Oppressed Taught me ..."

Preparing a Career Path for Community Change Agents

College credentials combined with local organizing experience helps create a new generation of community activists.