Two employees of Grace Federal Solutions in North Carolina, an African-American man and woman, chat in the hallway of their offices. The company secured a loan from a CDFI.

CDFIs Led By People of Color Face Financial Disparities Too

A lack of access to capital, capacity-building resources, and technical assistance significantly constrains the ability of CDFIs led by people of color to achieve greater impact.

Making NSP Work

Despite critiques, NSP is a powerful program that, with a few years under its belt and the help of "first look" programs, can move beyond its slow start and make a major difference.

Profile of the Immigrant Population

Knowing who is immigrating here, and where they are settling, has implications for policy.

An Affordable BeltLine?

The Atlanta BeltLine brings much promise to the city of Atlanta, but will elevated housing costs be an unwelcome addition? Atlanta is looking to a community land trust to preserve affordability for the long-term near this new asset.

English Required for a Mortgage?

Language barriers pose an obstacle to fair access to credit, but this population is overlooked in fair credit discussions.

I’m a Tenant and I Vote!

New York's Republican legislators learned a lesson in June: Hell hath no fury like a New York City tenant scorned. Just when it seemed...
A panoramic photograph of Austin, Texas.

More Bang for the Buck?

Austin, with prodding from advocates, pushes its economic development policy to go beyond big deal chasing.

American Nightmare

Homeowners under threat of foreclosure suffer a level of trauma that's largely invisible to most Americans, while professionals working to keep people in their homes are often overwhelmed by the complexity of the crisis.

Immigration and Community Development Corporations

How do CDCs transform—or not—along with the communities they serve?

To Build a Community Economy, Start With Solidarity

How residents who can't afford to buy in can still get the benefits of co-op work and housing.

Mock the Vote

Since the Justice Department axed nine U.S. attorneys, all eyes have been on Attorney General Alberto Gonzales, but the scandal began with a GOP strategy to stifle grass-roots registration of poor minority voters.

When Supportive Housing Isn’t

The rationale behind supportive housing for people with mental disabilities is that pairing individualized services with permanent housing will help them live independently. But one San Francisco advocate sees more neglect than support.
Two young students wear smocks as they paint in school.

Build Mixed-Income Housing–But Not in Isolation

A focus on housing connected to education and wellness will be needed to break the cycle of intergenerational poverty.

Can Lease-Purchase Save Us?

As developers struggle to find buyers for rehabbed affordable homes, many are looking to a lease-purchase model to expand the pool of potential owners. But lease-purchase is far more complicated than just an end-run around the credit crunch.

The Next Boom for Worker Co-ops?

Baby boomers are the largest percentage of business owners, and they’re headed toward retirement. The worker cooperative movement wants to keep the jobs they’ve created from disappearing.
A black and white illustration of a head broken into puzzle pieces.

Chipping Away at Implicit Bias

Structural discrimination has led to an unconscious association between blackness and poverty and neighborhood disinvestment. Here’s what we can do to change the status quo.

The (Not So) Sudden Push Against New Jersey’s Fair Share Affordable Housing Policy

Pressure has been building for a long time against the red tape and inflexibility of the agency that implements New Jersey’s landmark fair share housing policy. Can the spirit of Mount Laurel survive the backlash against the details?

Sprawl vs. Unions

The three very different stories of the building trades in Atlanta, Denver, and Portland, Ore., show just how much urban development patterns affect workers.

Immigrant Integration Services Must Aim to Build Assets

Financial coaching and small business development services should be right up there next to learning English.
Ralliers gather in Washington, D.C., with a sign that reads "Stop, Don't close public schools."

Don’t Call It a Comeback for Neighborhood Schools

In the face of widespread school choice, some D.C. residents are advocating for an equitable system of neighborhood schools. But what's the chance that will become a reality?