The Cultural Ramifications of Gentrification in New Orleans
Gentrification is not just physical displacement; it’s cultural appropriation across entire neighborhoods. Artists have an obligation not to participate.
Preparing a Career Path for Community Change Agents
College credentials combined with local organizing experience helps create a new generation of community activists.
Who Will Lead Community Development Corporations?
Community development corporations are surprisingly short on executives of color. Why? And how can the field do better?
Chipping Away at Implicit Bias
Structural discrimination has led to an unconscious association between blackness and poverty and neighborhood disinvestment. Here’s what we can do to change the status quo.
Bridging Divides with Peer-to-Peer Strategies in Public Housing
Peer-to-peer strategies in public housing can keep residents engaged in programs offered within their respective communities by addressing cultural divides, trust issues, and employment barriers.
CDFIs Led By People of Color Face Financial Disparities Too
A lack of access to capital, capacity-building resources, and technical assistance significantly constrains the ability of CDFIs led by people of color to achieve greater impact.
A Look at a Medical, Legal Aid Partnership in New Orleans
A health center has partnered with a legal services agency to better help patients by addressing the social determinants of health. This “medical-legal partnership” is part of a growing trend that’s taking place across the nation.
In Pursuit of Financial Well-Being: A Conversation on Fairness, Accessibility, and Empowerment
In a world of growing financial complexity, predatory products, stagnating wages, and escalating inequality, financial insecurity is a dramatic problem. We gathered a group of leaders who are combating financial insecurity for a conversation on how it all relates.
Is Financial Unsteadiness the New Normal?
A yearlong analysis of 200-plus households suggests that we should add a third leg to the financial security stool along with income and assets: cash flow.
The Ripple Effects of Income Volatility
Research shows a connection between the financial instability of families and the economic health of communities.
The Fight for Full-Time Work in San Jose
Unpredictable hours lead to unpredictable cash flow, which is a barrier to budgeting and saving. One response to this, the Opportunity to Work Initiative, would require that San Jose employers give more hours to part-time employees before hiring new staff.
Challenging the Almighty Credit Score
A majority of mainstream lenders base loan approvals on a hotly debated three-digit score. Are there better, fairer ways to assess risk?
College Bound: A Look at Children’s Savings Accounts
Children's savings accounts for higher education, even those that have accumulated only small amounts of money, can change expectations for low-income students and they might also provide a vehicle for larger wealth transfers.
Financial Inclusion Begins With Our Tax Code
Changes to the tax code, and tax programs that support low-wage earners, will strengthen gains made in the asset-building field.
Why Financial Education Should Get Political
Financial curricula for low-income households often focus on personal choices about budgeting and saving, but if they don't also address systemic problems, exploitation, and discrimination, they aren't speaking to their audience's reality.
“Inclusive Communities” Are Inadequate for the World’s Housing Crises
Housing problems are growing and are likely to worsen with pervasive income inequality and a U.S. population projected to grow by 80 million people by 2050. Yet, the solutions do not match the demand.
Build Mixed-Income Housing–But Not in Isolation
A focus on housing connected to education and wellness will be needed to break the cycle of intergenerational poverty.
Don’t Build Mixed-Income Communities, Buy Them
Building when you could buy is inefficient—and contributes to economic segregation.
Making Mixed-Income Developments Work
A single development with an intentional income mix involves very specific challenges—both in its design and its management.
The Next Boom for Worker Co-ops?
Baby boomers are the largest percentage of business owners, and they’re headed toward retirement. The worker cooperative movement wants to keep the jobs they’ve created from disappearing.