Massachusetts Affordable Housing Providers Lead With Voluntary Eviction Moratorium—But There’s More to Do
Boston didn't have the power to suspend evictions itself, so while advocates pushed the courts and the state legislature, affordable housing providers agreed to a voluntary eviction moratorium and the city encouraged other landlords to join.
In Pittsburgh, hundreds of Penn Plaza residents were given 90-day eviction notices after their building was slated for demolition. The mass eviction was well known throughout Pittsburgh, but few knew what was happening inside the building.
Some CDFIs approve loans based on a person’s character instead of their credit score. But they only recommend doing so when you know the applicant.
Gentrification is not just physical displacement; it’s cultural appropriation across entire neighborhoods. Artists have an obligation not to participate.
College credentials combined with local organizing experience helps create a new generation of community activists.
Community development corporations are surprisingly short on executives of color. Why? And how can the field do better?
Structural discrimination has led to an unconscious association between blackness and poverty and neighborhood disinvestment. Here’s what we can do to change the status quo.
Peer-to-peer strategies in public housing can keep residents engaged in programs offered within their respective communities by addressing cultural divides, trust issues, and employment barriers.
A lack of access to capital, capacity-building resources, and technical assistance significantly constrains the ability of CDFIs led by people of color to achieve greater impact.
A health center has partnered with a legal services agency to better help patients by addressing the social determinants of health. This “medical-legal partnership” is part of a growing trend that’s taking place across the nation.
In a world of growing financial complexity, predatory products, stagnating wages, and escalating inequality, financial insecurity is a dramatic problem. We gathered a group of leaders who are combating financial insecurity for a conversation on how it all relates.
A yearlong analysis of 200-plus households suggests that we should add a third leg to the financial security stool along with income and assets: cash flow.
Research shows a connection between the financial instability of families and the economic health of communities.
Unpredictable hours lead to unpredictable cash flow, which is a barrier to budgeting and saving. One response to this, the Opportunity to Work Initiative, would require that San Jose employers give more hours to part-time employees before hiring new staff.
A majority of mainstream lenders base loan approvals on a hotly debated three-digit score. Are there better, fairer ways to assess risk?
Children's savings accounts for higher education, even those that have accumulated only small amounts of money, can change expectations for low-income students and they might also provide a vehicle for larger wealth transfers.
Changes to the tax code, and tax programs that support low-wage earners, will strengthen gains made in the asset-building field.
Financial curricula for low-income households often focus on personal choices about budgeting and saving, but if they don't also address systemic problems, exploitation, and discrimination, they aren't speaking to their audience's reality.
Housing problems are growing and are likely to worsen with pervasive income inequality and a U.S. population projected to grow by 80 million people by 2050. Yet, the solutions do not match the demand.
A focus on housing connected to education and wellness will be needed to break the cycle of intergenerational poverty.