Why the Community Reinvestment Act Must Be Expanded Broadly Throughout the Financial Industry
The financial industry has been one of the main perpetrators of racial discrimination. It should be obligated to serve all communities, particularly communities of color.
Why Do Low-Income Residents Oppose Development Even When Displacement Risk Is Low?
There’s more than one way to be excluded from your community.
Help for Small Businesses
What kinds of emergency measures are advocacy organizations proposing to make sure that when small businesses can open again, they’ll be financially able to do so?
We Need a Rural New Deal
COVID-19 is a combined health and economic crisis poised to further devastate rural communities already suffering severe economic stress. Already, rural health care systems...
Small Numbers, Great Expectations: A Case for Rural Investment
“Drop dead” wasn’t an acceptable answer to urban decay in the 1970s. And it isn’t the right answer for struggling rural areas today.
Improving CRA for Rural America
The Community Reinvestment Act regulations should be recrafted to incentivize investments in underserved and economically distressed communities, many of which are rural.
How Successful is Your County in Accessing Community Development Funding?
some communities in the United States seem much better than others at attracting grants and financing for community development—even after adjusting for their relative needs. Here are some of the surprising trends:
Is Success Making CDFIs Too Risk-Averse?
Shelterforce's Miriam Axel-Lute in conversation with Ed Gorman of NCRC on whether community development financial institutions (CDFIs) are taking enough risk, and therefore, falling short of their mission.
Lessons for the U.S.: How the EU Controls Bidding Wars for Jobs and Investment
The European Union’s rules on subsidies limit bidding wars, and make the level of incentives we have seen for Amazon, Foxconn, and other companies completely impossible.
Regenerating a Place of Cultural Pride and Healing in Albuquerque’s Barelas Neighborhood
Restoring a community's culturally significant site in Albuquerque to be a true economic resource as well as a source of healing.
Pushing Opportunity Zones to Fulfill Their Promise
Some guidelines to ensure that Opportunity Zones are transformational and not transactional.
The CFPB Needs Sunlight: Keep Easy Access to HMDA Data
The Consumer Financial Protection Bureau's reassurances on continued public access to Home Mortgage Disclosure Act data are not very reassuring.
Can We Ditch Tax Incentives and Support True Economic Development?
Because recent advocacy has succeeded in achieving a change in government accounting standards that led many cities and states to disclose the total costs of the tax abatements they provided last year for the very first time, we now are gaining a better sense of just how much these abatements take away from education and other public services.
The Paradox of Prevailing Wage
The complicated relationship between the Davis-Bacon Act, Black construction workers, and Black-owned construction businesses in Boston.
Tracing the Roots of CDFIs: A review of Democratizing Finance
This book is a major contribution to increasing knowledge and awareness of how far the community development finance movement has come in 30 years.
Who Will Benefit From Opportunity Zones? It’s Still Unclear
Who will benefit most from these investments remains the biggest question.
What Anchor Institutions Can Do by Working Together
Anchor institutions are beginning to realize that they face similar challenges and, by joining forces, can accomplish goals that once seemed out of reach.
Can Cities Fix Their Polarization Problem? A Review of The Divided City
How different would cities look and how different would people’s lives be if those with the power to set policy and invest resources prioritized the most vulnerable residents and the neighborhoods they live in?
The Jobs-Housing Hamster Wheel
A deeper dive into the cause of high housing prices reveals that it is not the price of lumber, bricks, or labor that accounts for high or low housing prices—the controlling factor most often is the price of land.
In Baltimore, Johns Hopkins Seeks to Be a Good Neighbor
The current HopkinsLocal effort, a three-year program launched in September 2015, is also clearly a response to the death of Freddie Gray and the events that followed.