Blog

The Shelterforce blog (formerly known as Rooflines) is a forum for voices in the community development, affordable housing, community organizing, neighborhood revitalization, and related fields to challenge each other and other stakeholders; share ideas, successes, and failures; and pose questions to one another. Learn how you or your organization can submit a post.

Fairness and The Financial System

Trying to bring fairness to financial transactions for everyday people has long been both an avocation and passion for...

Co-ops Gain Ground in Communities of Color

Since 2010, 60 percent of new cooperative worker-owners are people of color and more than two thirds of total worker-owners are women. Worker co-ops are ...

Need Capital For Your Creative Placemaking Project? There’s a Loan for That

New Jersey communities are teeming with creativity. From as far south as Cape May, up to the north where...

The Devils in the Details: Key Issues in Implementing the New AFFH Rule

For most of the Fair Housing Act’s history, its requirement to “Affirmatively Further Fair Housing” has been largely dormant....
NIMC team with residents of Rivertowne

The Ups (and Downs) of Mixed-Income Transformation in Toronto

The author would like to acknowledge the research assistance of Biwen Liu and Emily Miller as instrumental in the writing of this blog post. This past...

In LA, a New Resource to Pull Families Back From the Financial Brink

Regardless of income level, a family that is just getting by is locked in a state of stress and vulnerability.

Why Can’t Harlem Stop Gentrification?

In his May New York Times editorial, “The End of Black Harlem,” Michael Henry Adams portrays the historic African-American...

True Financial Capability Requires Expanding the Definition of Wealth

What is productive agricultural land and clean water worth? What are strong communal relationships worth? What is a clear connection to heritage, to culture, to past, to future, and self, worth?
water trickle

The Real Reasons Affordable Housing Isn’t Being Built in California

The meager supply of affordable housing is a major contributor to housing's high cost, yet the policy tools to address the shortfall often seem to worsen the problem. But this is because they ignore the underlying infrastructure and financing to support growth.

The Romance and Reality of the New Financial Technology (Fintech) Companies

Technology is enticing. It's fun. It can make life easier. With a click of a button, consumers can purchase...

To Reduce Recidivism Rates, Turn to Housing Policy

A couple months ago here on Rooflines, I wrote about the value of addressing housing challenges that many former...

Poetry Is Not a Luxury to Achieving Racial, Social, and Economic Equity

In her essay, Poetry Is Not a Luxury, Audre Lorde, the Caribbean-American writer, poet, radical feminist, lesbian, and civil...

The Costs of “Moving On”

In his recent New York Times op-ed, American Enterprise Institute president Arthur C. Brooks says declining mobility is a...

Millennials, Revisited

As both Joe Cortright of the City Observatory and I have written, Millennials—people who have reached adulthood since the beginning of the millennium—and...

Did Amazon Really Just Create a Pop-up Homeless Shelter?

As cities around the U.S. scramble to figure out how to address the housing affordability crisis, one of them...

Housing for Which Artists?

One of the many roles for arts and culture in the community development world is catalyzing interest, vitality, and...

Out of Reach 2016: Much More than Bad News

“A worker earning the federal minimum wage of $7.25 per hour would need to work 2.8 full time jobs, or approximately 112 hours per...

6 Things the Arts Can Do for Housing

ArticulateArts strategies that engage topics of housing, neighborhood, and community can help to...

Financial Counseling and Coaching Need to be Professionalized

What happens to families who are financially vulnerable and rely upon free financial counseling and coaching services to get out of debt or repair their credit score?

Imagine if Banks Had a Rating Showing Compliance with Consumer Law?

When consumers shop for new cars or other major products, they often like to consult with Consumer Reports or...