William R. Emmons

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William R. Emmons is lead economist in the Division of Supervision, Credit and Learning at the Federal Reserve Bank of St. Louis. He co-founded and served as the lead economist in the Center for Household Financial Stability from 2013 to 2020.

Homeownership Is a Culprit in the Racial Wealth Divide

Homeowners’ equity—the market value of residential real estate minus the value of home-secured debt—has long been the largest single component of wealth for Black and Latino families. On average during […]