Daniel Kay Hertz

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Daniel Kay Hertz is a senior fellow for City Observatory.
A concept piece of scales, on on side, a hand is shown placing money, on the other side, a home raises.

Affordability: The 30 Percent Standard’s Blinders

Using a simple cost-to-income ratio to measure affordability doesn’t give us a good picture of who is really burdened by housing cost. We need a different approach.