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Rethinking the Racial Wealth Gap With Anne Price

A lot of conversations about the racial wealth gap focuses too much on homeownership as the only solution. It's much more complex. Shelterforce's Miriam Axel-Lute talks with Anne Price, president of the Insight Center for Community Economic Development.

Increased Homeownership Won’t Close the Racial Wealth Gap

Despite the hopes pinned on it, homeownership is currently too affected by racism at every turn to be an equalizer.

Holding Redlining’s Perpetrators Accountable

Richard and Leah Rothstein talk about their new book, Just Action, inspired by readers of The Color of Law who asked what could be done about the enduring effects of a century of unconstitutional housing discrimination.

Stop Talking About the Racial Wealth Gap

It may seem counterintuitive, but in order to close the wealth gap, we must shift our focus from the gap itself to the policies, conditions, and systems that spawned it.

Push Back on the Racial Wealth Gap—A Shelterforce Webinar

Authors from Shelterforce’s recent series about the racial wealth gap and other experts talk wealth building, wealth extraction, and the tools available to help close the gap.

Moving Beyond the Holy Trinity of Racial Wealth Gap Answers

We’ve been carrying out asset-building strategies for decades now, but the wealth gap has not shrunk. What needs to be done about it?

Rethinking Homeownership Incentives to Shrink the Racial Wealth Gap

This set of federal tax policy recommendations could support first-time homebuyers, enable renters and owners to save money, and help close the wealth gap.

The Role Student Debt Plays in the Racial Wealth Gap

What explains the large disparity in Black and white student debt, and what can we do to address the student debt crisis and close the racial wealth gap?

Doing “The Right Thing” Won’t Close the Racial Wealth Gap

Solutions to address racial wealth inequality have often focused on behavioral changes and individual choices, minimizing efforts to dismantle structural barriers to wealth accumulation for Black Americans.

CDFIs Shouldn’t Act Like Banks, But Too Often Do

When receiving bank funding, CDFIs often limit their investments in accordance with bank restrictions. How can reforms to the Community Reinvestment Act help center the needs of underserved communities?

The Racial Wealth Gap Begins With Our Tax Code

Dorothy A. Brown’s The Whiteness of Wealth breaks down the deleterious effect our tax code has had on Black lives. Crown, 2021, 288 pp., $27 (hardcover); $17 (softcover).

Let’s Act Now to Stop Racism in Real Estate Appraisals

In 2022, a government task force released an action plan about combating bias in the appraisal industry. How can CDFIs fight back against the damage caused by under-appraisals?

Reforming Zoning in a Racist Market Still Worth It

In a racist society, markets cause racist housing outcomes, but nonetheless the influence of land use regulation shouldn't be ignored.

Is the Housing Market the Answer to the Racial Wealth Gap?

In discussions around closing the racial wealth gap, we should be reminded that a very large portion of wealth gained by white Americans should be seen as ill-gotten.

The Debt Trap: How Court Debt Widens the Racial Wealth Gap

Debt related to justice-system involvement falls most heavily on overpoliced communities, extracting wealth and preventing the building of more.

Taking the ADU Model to the Next Level, a Shelterforce and...

How can we get more accessory dwelling units built, keep them affordable, and make them forces for increasing racial equity?

Shelterforce’s Top 10 Stories of 2022

Background explainers, affordability restrictions, and race and belonging topped the list of our most-read pieces of the year.

Black Congregations Are Developing Housing on Church Land

Many Black churches in the U.S. are developing housing on their property, and becoming stronger activists in the fight for affordable housing.

The Racial Wealth Gap and the Great Recession

In 2005, according to the U.S. Census Survey of Income and Program Participation (SIPP), the median Asian American household...

Wealth Building Won’t Work While Wealth Extraction Continues

Typical approaches to closing the racial wealth gap focus on ways to help Black households build wealth. But for that to stick, we must also stop siphoning their wealth away.