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Rethinking the Racial Wealth Gap With Anne Price
A lot of conversations about the racial wealth gap focuses too much on homeownership as the only solution. It's much more complex. Shelterforce's Miriam Axel-Lute talks with Anne Price, president of the Insight Center for Community Economic Development.
Increased Homeownership Won’t Close the Racial Wealth Gap
Despite the hopes pinned on it, homeownership is currently too affected by racism at every turn to be an equalizer.
Push Back on the Racial Wealth Gap—A Shelterforce Webinar
Authors from Shelterforce’s recent series about the racial wealth gap and other experts talk wealth building, wealth extraction, and the tools available to help close the gap.
Moving Beyond the Holy Trinity of Racial Wealth Gap Answers
We’ve been carrying out asset-building strategies for decades now, but the wealth gap has not shrunk. What needs to be done about it?
Rethinking Homeownership Incentives to Shrink the Racial Wealth Gap
This set of federal tax policy recommendations could support first-time homebuyers, enable renters and owners to save money, and help close the wealth gap.
The Role Student Debt Plays in the Racial Wealth Gap
What explains the large disparity in Black and white student debt, and what can we do to address the student debt crisis and close the racial wealth gap?
Doing “The Right Thing” Won’t Close the Racial Wealth Gap
Solutions to address racial wealth inequality have often focused on behavioral changes and individual choices, minimizing efforts to dismantle structural barriers to wealth accumulation for Black Americans.
The Racial Wealth Gap Begins With Our Tax Code
Dorothy A. Brown’s The Whiteness of Wealth breaks down the deleterious effect our tax code has had on Black lives. Crown, 2021, 288 pp., $27 (hardcover); $17 (softcover).
The Debt Trap: How Court Debt Widens the Racial Wealth Gap
Debt related to justice-system involvement falls most heavily on overpoliced communities, extracting wealth and preventing the building of more.
Wealth Building Won’t Work While Wealth Extraction Continues
Typical approaches to closing the racial wealth gap focus on ways to help Black households build wealth. But for that to stick, we must also stop siphoning their wealth away.
Closing the Racial Wealth Gap: A Webinar with NPQ
Four leaders in the field discuss strategic approaches to closing the racial wealth gap.
The Post-Protest Pledges: Banks’ Racial Equity Initiatives
It’s been almost two years since the racial justice reckoning galvanized big banks to promise billions of dollars to increase racial equity and close the wealth gap. What are those dollars going toward, and how big a change do they represent?
Stop Talking About the Racial Wealth Gap
It may seem counterintuitive, but in order to close the wealth gap, we must shift our focus from the gap itself to the policies, conditions, and systems that spawned it.
Credit Where Credit Is Due: Expanding Access to Capital for BIPOC...
The dual financial system affects not only Black and Brown consumers, but Black- and Brown-led firms. In the past two years, CDFIs have focused on shifting access to capital for developers.
Blaming Redlining Is Too Easy
Expanding access to the housing market is unlikely to do much to close the racial wealth gap. Here’s why.
Say It With Your Chest: Race Matters in Lending
The Community Reinvestment Act was created to address racist lending practices, but it doesn’t specify race. Special purpose credit programs could help.
Making Homeownership Work Better
Programs that help households of color buy homes haven't made much of a dent in the racial wealth gap. But some strategies could generate better outcomes for buyers.
Restorative Housing Policy: Can We Heal the Wounds of Redlining and...
Our fair housing laws enshrine an approach that prohibits us from explicitly referring to race, even in programs intended to undo the harm caused by racism. Now restorative housing policy is attempting to directly confront this history.
Residents Owning Their Local Economy
In the face of extractive "investments," communities are exploring creative models that let them both exert control and earn returns themselves.
A Home’s True Worth—Getting Beyond Appraisal Bias
Homes owned by people of color are appraised for less than identical homes owned by white families. Nationwide, that’s led to more than $150 billion in lost equity. How can we stop appraisal bias?