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A lot of conversations about the racial wealth gap focuses too much on homeownership as the only solution. It's much more complex. Shelterforce's Miriam Axel-Lute talks with Anne Price, president of the Insight Center for Community Economic Development.
Despite the hopes pinned on it, homeownership is currently too affected by racism at every turn to be an equalizer.
Authors from Shelterforce’s recent series about the racial wealth gap and other experts talk wealth building, wealth extraction, and the tools available to help close the gap.
We’ve been carrying out asset-building strategies for decades now, but the wealth gap has not shrunk. What needs to be done about it?
This set of federal tax policy recommendations could support first-time homebuyers, enable renters and owners to save money, and help close the wealth gap.
What explains the large disparity in Black and white student debt, and what can we do to address the student debt crisis and close the racial wealth gap?
Solutions to address racial wealth inequality have often focused on behavioral changes and individual choices, minimizing efforts to dismantle structural barriers to wealth accumulation for Black Americans.
Dorothy A. Brown’s The Whiteness of Wealth breaks down the deleterious effect our tax code has had on Black lives. Crown, 2021, 288 pp., $27 (hardcover); $17 (softcover).
In 2022, a government task force released an action plan about combating bias in the appraisal industry. How can CDFIs fight back against the damage caused by under-appraisals?
In a racist society, markets cause racist housing outcomes, but nonetheless the influence of land use regulation shouldn't be ignored.
In discussions around closing the racial wealth gap, we should be reminded that a very large portion of wealth gained by white Americans should be seen as ill-gotten.
Debt related to justice-system involvement falls most heavily on overpoliced communities, extracting wealth and preventing the building of more.
How can we get more accessory dwelling units built, keep them affordable, and make them forces for increasing racial equity?
Many Black churches in the U.S. are developing housing on their property, and becoming stronger activists in the fight for affordable housing.
Typical approaches to closing the racial wealth gap focus on ways to help Black households build wealth. But for that to stick, we must also stop siphoning their wealth away.