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Rethinking the Racial Wealth Gap With Anne Price
A lot of conversations about the racial wealth gap focuses too much on homeownership as the only solution. It's much more complex. Shelterforce's Miriam Axel-Lute talks with Anne Price, president of the Insight Center for Community Economic Development.
Increased Homeownership Won’t Close the Racial Wealth Gap
Despite the hopes pinned on it, homeownership is currently too affected by racism at every turn to be an equalizer.
Stop Talking About the Racial Wealth Gap
It may seem counterintuitive, but in order to close the wealth gap, we must shift our focus from the gap itself to the policies, conditions, and systems that spawned it.
Push Back on the Racial Wealth Gap—A Shelterforce Webinar
Authors from Shelterforce’s recent series about the racial wealth gap and other experts talk wealth building, wealth extraction, and the tools available to help close the gap.
Moving Beyond the Holy Trinity of Racial Wealth Gap Answers
We’ve been carrying out asset-building strategies for decades now, but the wealth gap has not shrunk. What needs to be done about it?
Rethinking Homeownership Incentives to Shrink the Racial Wealth Gap
This set of federal tax policy recommendations could support first-time homebuyers, enable renters and owners to save money, and help close the wealth gap.
The Role Student Debt Plays in the Racial Wealth Gap
What explains the large disparity in Black and white student debt, and what can we do to address the student debt crisis and close the racial wealth gap?
Doing “The Right Thing” Won’t Close the Racial Wealth Gap
Solutions to address racial wealth inequality have often focused on behavioral changes and individual choices, minimizing efforts to dismantle structural barriers to wealth accumulation for Black Americans.
Residents Owning Their Local Economy
In the face of extractive "investments," communities are exploring creative models that let them both exert control and earn returns themselves.
CDFIs Shouldn’t Act Like Banks, But Too Often Do
When receiving bank funding, CDFIs often limit their investments in accordance with bank restrictions. How can reforms to the Community Reinvestment Act help center the needs of underserved communities?
The Racial Wealth Gap Begins With Our Tax Code
Dorothy A. Brown’s The Whiteness of Wealth breaks down the deleterious effect our tax code has had on Black lives. Crown, 2021, 288 pp., $27 (hardcover); $17 (softcover).
Reforming Zoning in a Racist Market Still Worth It
In a racist society, markets cause racist housing outcomes, but nonetheless the influence of land use regulation shouldn't be ignored.
Is the Housing Market the Answer to the Racial Wealth Gap?
In discussions around closing the racial wealth gap, we should be reminded that a very large portion of wealth gained by white Americans should be seen as ill-gotten.
The Debt Trap: How Court Debt Widens the Racial Wealth Gap
Debt related to justice-system involvement falls most heavily on overpoliced communities, extracting wealth and preventing the building of more.
Taking the ADU Model to the Next Level, a Shelterforce and...
How can we get more accessory dwelling units built, keep them affordable, and make them forces for increasing racial equity?
Proposed CRA Rule Receives Mixed Reviews from Housers
Public comment is open through Aug. 5 on proposed Community Reinvestment Act rule changes. They are worlds better than the Trump-era proposal. Why are some advocates still disappointed?
Shelterforce’s Top 10 Stories of 2022
Background explainers, affordability restrictions, and race and belonging topped the list of our most-read pieces of the year.
Black Congregations Are Developing Housing on Church Land
Many Black churches in the U.S. are developing housing on their property, and becoming stronger activists in the fight for affordable housing.
The Racial Wealth Gap and the Great Recession
In 2005, according to the U.S. Census Survey of Income and Program Participation (SIPP), the median Asian American household...
Wealth Building Won’t Work While Wealth Extraction Continues
Typical approaches to closing the racial wealth gap focus on ways to help Black households build wealth. But for that to stick, we must also stop siphoning their wealth away.