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Community development financial institutions lend to micro- and small-business owners, but the jobs those businesses create are often minimum wage, part time, or otherwise low quality. What makes a job a good job, and what are CDFIs doing to help small-business borrowers create good jobs?
A lack of access to capital, capacity-building resources, and technical assistance significantly constrains the ability of CDFIs led by people of color to achieve greater impact.
The dual financial system affects not only Black and Brown consumers, but Black- and Brown-led firms. In the past two years, CDFIs have focused on shifting access to capital for developers.
The Payroll Protection Program is an expansion of a program for banks and credit unions. It offers virtually nothing to nonprofit small-business lenders.
It’s been almost two years since the racial justice reckoning galvanized big banks to promise billions of dollars to increase racial equity and close the wealth gap. What are those dollars going toward, and how big a change do they represent?
Three weeks ago I went to Philadelphia to attend the annual conference of the Opportunity Finance Network, the trade association for CDFIs, or community...
We are definitely in some danger of losing a connection to the animating social movements that gave rise to the industry.
After the housing crash, Chicago’s 1- to 4-unit rentals weren’t bouncing back in many neighborhoods. Three CDFIs came together to make it happen.
This book is a major contribution to increasing knowledge and awareness of how far the community development finance movement has come in 30 years.
Last year, I wrote about the teeming conference of the Opportunity Finance Network, the trade group for community development financial institutions, with a little bit of awe at how different it was from the rest of the community development world in its growth and optimism, worrying about mission creep rather than survival. This year the […]
When more than 500 hundred people met for the Community Development Financial Institution (CDFI) Training Institute in Durham, NC, in late January, 1994, participants...
Each year, the Martin Luther King, Jr. holiday prompts people to reflect on Dr. King’s life and legacy. By achieving passage of civil rights and voting rights legislation, the actions of King and others compelled a sharp decline in the blatant discrimination and wanton violence that had permeated the nation for generations. However, today, five […]
Community developers try out new technologies and processes, oftentimes out of a sense of responsibility to help put potential solutions to the test.